City limits, CDDs and lakefront homes
A Clermont mailing address covers far more than the city itself. Parts of the US 27 corridor south of town are unincorporated Lake County, and the 34714 ZIP code even crosses into Polk County. The county decides the tax rate, the school district and which building and rental rules apply, so check the parcel on the property appraiser site first. Lakefront lots on the chain of lakes can fall in a flood zone, so pull the FEMA map and ask about the seawall or shoreline.
Many newer subdivisions around Clermont have both an HOA and a CDD. A CDD assessment shows up on the property tax bill and can include a bond payment for roads and utilities, so ask for the current amount and how long it runs. On new construction, hire your own inspector even if the builder offers one. For the commute, State Road 50 and US 27 meet in Clermont, and Florida’s Turnpike and State Road 429 are a short drive away.
Waterfront Park has a lakeside beach a few blocks from downtown.
A 1956 observation tower on US 27 with views across the hills.
A paved trail links Clermont with Groveland and the West Orange Trail.
Questions for your shortlist
- Does the home pay a CDD assessment, and how many years are left on the bond?
- What does the drive to work look like at the hours you will actually travel?
- What is the full monthly cost, with taxes, insurance and any HOA or CDD fees?
- How old are the roof, A/C and water heater, and does your budget cover the repairs?
Official resources
This guide is a starting point, not a property inspection, a neighborhood ranking or a promise about any address. Check each home’s costs, condition, flood zone and community rules before you decide. Official resources reviewed October 2026; services and links can change.
